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But Uber does have a hand in it, by choosing to not properly vet their drivers or lower the risk. Uber is not a marketplace - they choose the drivers and they are, more or less, assigned to you. Uber is their employer.

If the employer makes choices that leads to an unsafe working condition, then that's their responsibility. If that might, potentially, mean the current business model is not viable, well... yeah, too bad so sad. Nobody has a god given right to run a business however the fuck they want.

But I don't think that's the case here. Uber can take steps to mitigate this, it's not like theyve exhausted their options. Frankly, they haven't even tried.