[epolanski]

Payments suck only in the US. In Europe we have (often free) instant bank transfers from a lot of time.

[koakuma-chan]

I know right? And you also don't have to pay for a bank account. My checking account is negative because they keep charging me for having it, but I don't even use it, and I can't close it.

[epolanski]

legacy banks often have fees. No cost banks are common though.