[mothballed]

You don't buy stablecoins because you trust them. You buy them because a greater idiot will. For that reason, I wouldn't be particularly bothered about getting them instead of dollars, though I'd try not to hold on to them terribly long.

[direwolf20]

You buy bitcoin because you think there's a greater idiot. You buy stablecoins as a step in the path to buying bitcoin. You don't buy and hold stablecoins.