[ryandrake]

Yet another example where "we can't have nice things" because entrenched businesses profit from keeping things not-nice. Title Insurance shouldn't even be a thing. This should be solvable by a database.

[the_fall]

There is a database. The insurance covers things that aren't in the database. Claims are exceptionally rare, so it's pretty cheap.

[IcyWindows]

For the risk assumed by the title insurance, it's one of the most overpriced insurance around.