Years ago I made the mistake of using them. Never again. Their habit of screwing users, followed by complete opacity as to why they're screwing a particular user at a particular time, makes them evil.
Which is really too bad: they provide what could be, in other circumstances, a useful service.
I remember it well. It seemed like such a solid idea - be able to send money to anyone with only both parties responsibility for what it was, just like handing cash over. I pushed it hard at the time, figuring it was the best bet for being able to finally do transaction freely. Three years later, yeah. You can send cash to anyone. Except, you know.. anyone dealing in drugs. Or porn. Or gambling. Or potentially illegal electronics. Or hebs. But anyone else. Well, not you personally - we dislike you already so for you, no one, but other people might..
Which is really too bad: they provide what could be, in other circumstances, a useful service.
I actually sued them in small claims court.