[postalcoder]

This does nothing.

I'll just start a business that lends money to job applicants. Apply now, pay later (ANPL).

[bloppe]

If you continue to get mountains of slop applications after introducing an application fee, then at least you have a new revenue stream.

[postalcoder]

On the company side, you have a new revenue stream. On the ANPL side, you have another product you can securitize. Revenue generation and risk transfer, a win-win!