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Can make flatbread in any crappy oven. You should be able to get a used dirty one for next to nothing. Don't even have to clean it, just let it burn empty for 45 minutes. 75C (167F) should be enough but on the highest settings it doesn't take as long.

Baking bread in a pan/pot on the stove is also doable. Research the recipes a bit.

Also, there is nothing wrong with pancakes.