[sublinear]

That's absurd and error prone for even the most cooperative of tenants. What does "full financial transaction history" even mean? Lazy and corrupt is what it means.

If they're too cheap to pay for a basic background check, there's no telling what kind of shady people will be your neighbors or how unmaintained those apartments are. Just find somewhere else or provide the bare minimum that will convince them (checking account only). Clearly they have no way to find what else you have, and nobody else is taking this that literally.

[technion]

Whilst I agree in principle, its a bit like saying "never apply for a job that requires whiteboard coding or leetcode questions". Our rental market is abysmal and people can spent months sitting through rejections, without doing more of their own.