[dsl]

You forgot a few critical steps for a full PayPal replacement. Might I recommend:

* Set up a Twilio number for billing support. Play hold music even if your office is closed.

* Proxy transactions to Stripe using a intermediary server in India to match the latency and reliability.

* Randomly multiply totals by 10.

* Randomly forget to call the Stripe API.

* Setup auto renewals. Even for one time payments.

* If a customer has more than 20% in receipts than the previous day, freeze all funds for 190 days.

[jrockway]

Also require the user to enter his One Time Password to unsubscribe from marketing emails.

[dmix]

Also arbitrarily decline companies the ability to be merchants because their customer service rep in Nebraska doesn't know what "SaaS" means.

[AgentConundrum]

Isn't that illegal?

[Moto7451]

That would be the joke/flame about PayPal.

[bwilliams18]

They want to confirm your identity.

[AgentConundrum]

I get that, but I thought that CAN-SPAM required one-click unsubscribes.

[jrockway]

I'm pretty sure you're right. Laws are like traffic lights: nothing is actually physically preventing you from driving through red lights, it's just that you might get in trouble if you do it. "Might" being the operative word. (And there are a lot more traffic cops than spam cops.)

[ned]

* Documentation provided as a monolithic 600 page PDF.