[bagacrap]

The subscription model seems to profit off of inertia/inaction/forgetfulness/laziness.

There's a whole app called rocket money to fight back against the subscription model by helping you find and cancel subs. I've never used it and don't plan to but it would be cool if it helped push back against the modern shift towards subscription-everything.

Although if we're talking about software or anything else that could easily be one-time/up-front or ongoing, then I guess there's a case to be made that monthly subscriptions let you try before you buy, like rental skis. In that sense they are user friendly.

[blastro]

Rocket Money is an app designed for millennials to hand over their important banking information to Rocket Mortgage in exchange for "help cancelling subscriptions".

[bagacrap]

It's always seemed to me to be targeted at people too young/poor to buy a house. What does rocket mortgage want with random people's financial statements? Of course when you actually do take out a mortgage you find that you're forced to give up an absolutely shocking amount of personal info (usually via very insecure feeling channels). So if you are offering mortgages you don't have to do all that extra work/advertise so much on tv to get data.

Genuine question because as mentioned I don't use the product (nor do I care enough to rabbit hole).