[atas]

A little bit off-topic, but in what way(s) is Natwest a "dismal failure of a bank"? I had a Natwest account a few years ago when I was in the UK, and I was happy with it at least in relation to the other bank I had an account with.

[regomodo]

I graduated 5 years ago with a maxed 2K overdraft. Last year I went to the bank to reduce the limit and the nice lady informed me I hadn't been paying interest the whole time on it, she promised to not to tell.