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by freddie_mercury 164 days ago
The vast majority of Vietnamese I know do not have an email account.

So that would be a dumb thing for a Vietnamese bank to use as a recovery method.
1 comments
morshu9001 160 days ago
Email shouldn't be recovery for bank anywhere, you go to the bank for that. But TOTP is so user-hostile that I can see it causing too many recovery requests for the bank.
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