[ambicapter]

Is absolute USD return being lower than “actual return” (not sure what that is measured in) an issue if you stay in USD your whole life?

[Rastonbury]

Actual return is for non-US investors having to convert back to say Euros for retirement, after having the dollar weaken, you get less Euros for example

[baxtr]

No but your USD return gap should in theory be eaten away by inflation.