[resonious]

I work in payments and yet I once gave my card (and 3DS auth!) to a phisher. Thankfully I realized what had happened pretty quickly and immediately deactivated the card. But the fact that I went through the whole process before realizing was pretty harrowing. For all I know, that might not have been the first time.

[calgoo]

All it takes is an "off day" or being stressed etc. and our guard is down.