[gerdesj]

You failed to check the terms of my loan and assumed it was on an interest basis. I literally told you I borrowed 100 and promised to pay 110. I also failed to note a term and you also assumed there was one. I do mention interest later on so that's a fair assumption, if misguided.

I might be guilty of abusing an industry term or two 8)

[danielmarkbruce]

You said interest. It's right there. In practice all loans have interest. No matter what you call it, it's interest as the word is understood in finance.