[serf]

counterpoint : my father had realistic expectations for what he wanted to do post-retirement.

what actually happened was that he sat around purposeless because it turns out that the motivation of producing a paycheck or product was actually the reason he did things. He stopped showering, became depressed, and neglected his health.

And this isn't an uncommon reaction to the open-ended 'free-form' life post-retirement. Some people very realistically need to have some level of structure imposed on their life or otherwise be taught how to create that structure themselves. I think this will be a very real problem whenever UBI gets closer to reality.