Yeah, exactly. The vast majority of the time having a backup saves you. Microsoft just managed to make a product so bad it harms users. It's like if you installed a smoke alarm, only for it to short circuit and start a fire. In these cases, the "protection" is the cause of the harm. Bafflingly bad.
Only because he didn’t understand how “syncing” works, and deleted the files in the cloud which deleted them off his computer. The “file loss” was pure user error.
For example, rsync and rclone will happily overwrite/delete your files if you mess up the argument order.
The problem with OneDrive is not that it is cloud-based, but rather that its design is somewhere between baffling and intentionally user-hostile