[oliwarner]

> my awesome father-in-law died of cancer 9mo before his grandson's birth

The death of the people I loved growing up is my biggest regret for leaving having children until my mid-thirties.

We have friends who got on with it early and their kids are great. The parents didn't have as much money or lived experience, but were fitter, more energetic, and now their kids are teenagers and they're able to focus on life. When our youngest is there, we'll be focussing on retirement.

It's impossible to know, I know, but every year deferred is another year less with a child that will probably love you, a love you will value above practically anything else.