[adambyrtek]

My favorite modern banking feature is instant SMS notifications about credit card charges. It's cool to immediately see the confirmation on a phone after you type PIN into a terminal. It's even better for online purchases, when you often don't know whether the payment went through or not (and why).

[zalew]

not so cutting edge, inteligo has had it for like 10 years or sth.

[adambyrtek]

I'm not saying it's something special, just an example of useful application of SMS in banking.