[scoot]

That doesn't explain why an entire account is shut down, rather than just use of gift cards. Hammer to crack an egg, and just plain lazy/incompetent

[BaconVonPork]

It is probably lazy in the sense that they would need more lawyers and more careful ToS. Defending their ability to shut anyone off completely is a lot easier than dealing with lawsuits from customers denied X, denied Y, denied Z in regions A,B,C..