[throwaway2037]

    > Estimated monthly payment based on purchasing $400,000 home with 20% down, $567/mo taxes and insurance, and 1.65% closing costs.

Does anyone know the source of these numbers? Example: The are national median values.

Except maybe Texas, where else can you buy a house/apt in the US near a major job center for only 400k?

[Will_Do]

National median home price is $410k[1]. Texas is less than $300k[2]. Only thing that's unrealistic is most people who buy a house for $400k will probably get an FHA loan and put 3% down so will have a higher payment because of (1) mortgage insurance and (2) borrowing more money.

[1]: https://fred.stlouisfed.org/series/MSPUS [2]: https://www.zillow.com/home-values/6915/san-antonio-tx/

[smt88]

Atlanta, Charlotte, Phoenix, Philadelphia, Chicago, probably many others

Are you in CA, NY, or MA? I wonder if your scale is skewed.

[mhashemi]

Those are just some medians I either Googled or LLM'd to act as defaults. You can click that sentence and change all those values to estimate.

[FuriouslyAdrift]

Indianapolis... but it's drying up fast (avg price is almost $400k, now, but there are still decent choices in older neighborhoods)

North side of Indy (Carmel, Fishers, Geist) is listed as one of the best places to live in the US.

[xboxnolifes]

How close do you consider near? <400k is within 30 minutes of a major Hub in a lot of the US.

[potato3732842]

>Except maybe Texas, where else can you buy a house/apt in the US near a major job center for only 400k?

Rank cities from most to least negative characterizations of their residents and/or politics on HN.

That'll approximately be your list.

[sebmellen]

Pittsburgh

[smt88]

Definitely not a major job center for tech