[killingtime74]

All I can say is in personal and business I use more than one bank. Systems go down, things like this happen, they raise fees.

[kjs3]

I read the T&Cs so I know things like "you need an actual address" before committing my money. YMMV.

[yoyo250]

Yes, Just like the last bank run at Silicon Valley Bank, don't put all the eggs in one basket.