[greatgib]

When you think about that, without AI, simple automation could do most of what we would need if app and webapp providers would have been to provide interface. Were instead the big fight was to prevent scraping and to get your info in any other way than being forced to use the crappy app. Like for banking.

[woleium]

many banks have api access now, but maybe only for business accounts?

[tyfon]

In Europe we have the PSD2 open banking [1] directive which essentially gives developers a standard api access to banking operations on behalf of a user.

It is a requirement for banks to implement this and the FSA will be on your neck if you are not compliant with the standard.

[1] https://finance.ec.europa.eu/regulation-and-supervision/fina...

[debugnik]

To access that API you need a license as an authorised third-party provider (TPP), don't you? So in practice it is only for businesses capable of pushing through the bureaucracy.