[terminalshort]

I sure see a lot of people in category 3

[bccdee]

Oh really? Where? How can you tell they're reckless or lazy and not (e.g.) disabled?

[terminalshort]

It's pretty easy to see when someone spends money like an idiot

[bccdee]

The spectre of the "wasteful welfare recipient" is invoked constantly, but I've never seen any of these people. The poor people I've known are, by necessity, quite careful with money.