[accrual]

> illustration of how self-insulating people are

I feel like it's such a cultural thing here in the US. There is a pervasive culture of individualism and operating wholly within ones own means. Need help? Don't ask your neighbor for help, ask Our LLM (tm) for only $9.99 a month! I'm being hyperbolic of course.

[MangoToupe]

This is leaking out of the us, too. The cultural gap between people who have money, access to the internet, and who can speak english, and those people living within a mile away who have none of these things, has never been wider.