[tisme]

Zero.

The credit card processing chain is quite complicated, with banks, card companies, ISPSs, processors and merchants all having fairly clearly delineated roles. A merchant - no matter how big - implementing the whole chain is unheard of.

Visa, MC and other cc companies care a lot more about their reputation than they'll even care about a company like this.

Much larger fish have been put on the bbq over less substantiated claims of fraud.

[sylvinus]

Hasn't Amazon implemented their own?

[tisme]

Do you have an amazon credit card?

As far as I know they use GE as the issuing bank, they may have other deals in place.

As far as I know - but this may very well be wrong or at least out of date - amazon does not have a banking license and the network used is VISA.

This seems to confirm that:

http://www.cardhub.com/d/amazon-credit-card-1015c/

[paulsilver]

I've got an Amazon credit card (in the UK) and it's a Mastercard run by MBNA.

I would guess Amazon have looked at replacing as much of the payment chain as they can and done the parts that are profitable to replace. But they have a long way to go before the enormous hassle of becoming a bank is going to be attractive and possible.