[webdood90]

> I wonder why folks who start with roughly the same skills, intelligence and opportunities (and bank account balance!) can nevertheless end up in very different places?

I am answering this question.

Perhaps you could reply with something useful instead of attacking my comment.

[dugidugout]

I think it was:

> IMO it matters little how much you earn if you don't know how to spend it.

which implied you were also commenting on the condition of being "poor", rather than distinguishing those who are "broke" from those who are not with the same pay.

I take it you really mean:

"IMO, after a baseline, it matters little how much you earn if you don't know how to spend it."

[blizdiddy]

You should feel embarrassed for “thinking” so callously and uncritically. Do you need everything handed to you? Family issues, natural disasters, medical events, house fires, abuse, wage theft, fate. I’ve worked with the destitute, there is no safety net.

[webdood90]

I'm not disputing those things happen or that luck plays a big part. I'm commenting on what people have control over.

I'm not sure what is compelling you to be so rude to a complete stranger on the internet. I'm here to discuss, have my ideas challenged, and learn.

[blizdiddy]

Poor people don’t have control of their situation. You are literally victim blaming and surprised that rubs people the wrong way. Victim blaming is rude, offering your flippant two cents is rude. There, your ideas are challenged, rather than tone police go think about it.

[lurking_swe]

suggestion: give people the benefit of the doubt instead of assuming they are out to get you, trying to blame you, or trying to attack you. Especially on hacker news.

Was it a “dumb” question? Yes. Maybe they are dumb. Maybe they are just totally out of touch because they don’t know any poor people. I don’t know because i’m not a mind reader.

It’s not a crime to ask a dumb question.

Good day.