[variadix]

Government backed loans inflate demand. If banks had to consider the risk of repayment prices would come back to reality.

[nradov]

Colleges should be on the hook for a least a portion of defaulted student loans. That would give them a direct incentive to hold down tuition.

[theoreticalmal]

Is defaulting on student loans possible? I thought, at least in USA, the only way to get out of student loans is: pay it off, work for a qualified nonprofit for awhile, or die