[amarcheschi]

Managing cash itself though is other additional costs that aren't present when paying by card, having to bring it to bank periodically if you're doing that, ecc

[stefanfisk]

For a small shop that is work you can do yourself VS work you are forced to pay someone else to do.

[amarcheschi]

Oh yes that's sure, but you still pay in time rather than money (I guess it's OK for a lot of people)

[barbazoo]

There is debit cards in many countries with marginal fees. As it is now those savings aren’t passed on to me I still do it for local shops.

[lozenge]

It's still a form of rent seeking. They charge 2% because nobody else has the capability to create an alternative. It's preferable for a government to reduce rent seeking as it makes the economy more productive, eg by limiting the fee.