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> Even individual consumers can mint "virtual cards" with different spending policies (see Capital One Eno) for free.

That's something else, isn't it? Or how do you pay with those at a typical POS terminal at a random lunch place?

[trenchpilgrim]

You can add them to Google Wallet/Apple Pay. Useful for giving a family member a limited expense card, e.g. you can set up a "let my kid buy up to $X of food on weekends" card they can add to your phone.

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Huh, interesting stuff, didn't know about it. Thanks for explaining!

Any ideas why the companies in the article doesn't just do that to fight the fraud then?

[trenchpilgrim]

Replied in thread - they probably just don't know you can do it, because companies think in highly insular ways.