[raw_anon_1111]

It’s a lot easier to get a secured loan for a car than an unsecured loan depending on your credit.

I’ve only had new car fever once. When I was 25 and bought my second car - a Mustang in 1999. I drove my Mercury Tracer that my parents bought me in 1991 as a junior in high school.

But that car was wrecked in 2008. I gave my next car - a Honda Civic - to my step son in 2014 and my next car after that - a 2012 Chevy Sonic bought slightly used from CarMax in 2020 when I started working remotely and we went down to one car.

But I would still much rather by a cheap newish car that I don’t have to worry about than a beater that might put me down or more importantly my wife.