[parrellel]

Or perhaps we shouldn't have killed off the concept of pensions in the United States so we weren't all beholden to godforsaken 401Ks?

[array_key_first]

To be fair, the pensions also exploded in a lot of cases.

We really just need a more centralized and reliable method of holding money for retirement. Which we have, but we need to expand - SS.

Of course, lots of people think SS will explode, too. But it hasn't! Yet!