[ivanvanderbyl]

The last time I applied for a credit card (about 4 years ago) in Australia, the bank used an app that read the photo page and chip of my passport to verify that it was a real document. That process does verify the authenticity of the document.

[monerozcash]

There are IDs in Australia which can be verified this way. There are also more than enough accepted IDs that can not, rendering such verification mechanisms rather pointless.

On another note, it's important to keep in mind that this is really the bank's problem. It's not something consumers should worry about.