[scuff3d]

That's a big problem we have right now. It's just way too easy to buy shit you don't need with money you don't have. And the trap of paying over time completely warps your perception of how much you're spending. Even if you're responsible and make all the payments on time and don't pay a massive amount of interest.

[thaumasiotes]

> That's a big problem we have right now.

The problem isn't new.

https://www.youtube.com/watch?v=R3ZJKN_5M44

[scuff3d]

Yeah, you're right.

The difference is today it's far easier then it's ever been to make cripplingly bad financial decisions.

[bombcar]

We’ve perfected it - you used to have to do a lot of work to sell yourself into debt slavery, now you can do it incrementally, over time!