[malfist]

Sure, but so do credit cards in largely the same degree. But there's a lot less moral outrage about credit cards

[burnt-resistor]

Predatory lending is a specific kind of targeted, exploitative lending. The form it takes is irrelevant (See below). And 2 wrongs don't make a right, but 3 lefts do.

- Credit cards with absurd fees and rates

- Payday lending

- Point-of-purchase loans

[koakuma-chan]

Having a credit card allowed me to cancel my non-savings account and not pay bank fees. I use my credit card to pay for everything and then pay the credit card from my savings account. They are so dumb lol.

[rhetocj23]

If you had a decent enough credit rating, there would be no need to use klarna as you’d already have credit on better terms.

You clearly don’t get it pal.

[jasonhemann]

Oh really? Not in my neighborhood.