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by grues-dinner 252 days ago
Multiplied by all customers, it could be quite a bit. It's may be better than having to take both items home and wasting one, but I bet the accountants are quite happy about their little free money fund.

It's also quite a "safe" loan to have because not only is it free to hold, you're probably never going to need to repay it all at once.

1 comments

>It's may be better than having to take both items home and wasting one,

???

How is taking both items home, possibly wasting one, better than taking one home, and taking the other in a few weeks and having no wastage? You're just hurting yourself (by possibly wasting an item) just to deny business some fraction of a cent worth of interest, which in ironic given that convenience stores are high margin businesses and you're choosing to buy from them in the first place. Whatever margin they made on the sale far exceeds any "interest-free loan" you gave them.

No I mean it's better that they give you the option to come back later than not allowing it and you wasting one in (failed) pursuit of the "good deal", but overall they've engineered a few million in a distributed free loan by doing that. It's a smart move and works out well for everyone (but not as good for the customer as just selling the one at the average price, of course).

There's a reason so many companies like to make it easy for you to top up some kind of prepayment account or otherwise hold benefits for you. Not only is it a free float, but it keeps bringing customers back.