[JustExAWS]

Most people in the middle class can’t afford to put any decent chunk in their 401Ks let alone invest any meaningful amount above that.

But funny enough, most of the people I know that do invest in individual stocks, bitcoin etc are people in the servjce industry who are single and make decent money on tips. I live in very heavy tourist town.

But since this is a site of tech heavy participants, if you are a software developer or adjacent, you are on average making twice the median local wage for your area if you are in the US even as a enterprise Dev 2-5 years out of school and should be able to invest at least 15% if your income.