[lotsofpulp]

That is a pretty broad use of "it".

It could be having to accept working at a boba shop for a year during labor market fluctuations. It could even be having to choose a different career altogether if the demand in that market simply no longer exists.

It could also be losing one's home because their kid got sick and they had a job that didn't offer PTO. Or a mom not being able to breastfeed because their government doesn't offer paid parental leave.

[HaZeust]

The use of "it" meant a "difficult circumstance", which are also pretty broad - because calling a circumstance difficult is highly subjective and oftentimes held up on nothing, unless it can hold up to scrutiny.