[GenericPoster]

Single text file a year in n++. I Try to do it once a week and do end of month and end of year analysis. Usually I end up writing more and that's fine.

My requirements are local only and fast.

Start with the simplest tool you have available and go from there. If it becomes a habit and you have certain pain points then you can always switch. But trying to find the PerfectTool_TM before you're even journaling feels like putting the cart before the horse.