[hkarthik]

"The people who generally have their financial shit together don't usually realize when it's pay day."

This. I've lived this way for the past 8 years and it's been a breath of fresh air. To me, this is the definition of "living within your means."

Although I think it's not for anyone. Some people actually enjoy pinching pennies or spending frivolously while watching their bank account constantly in either case. I can't really identify with that, and it would drive me crazy.