[montenegrohugo]

No, the landing page communicates customer fees (which are 0 for peanut to peanut flows and pass through for banking flows). We're very transparent with any FX or fees users experience.

I'm not quite sure I understand the logic of mentioning future merchant monetization plans on the landing page?

[montenegrohugo]

Also, to expand on this a bit more:

Currently merchants get kind of shafted by VISA/Mastercard. Not only do they have to wait until they get their funds (sometimes even up to two weeks!), which is horrible for a business where cash flow is important, margins low and float very tight; they also pay huge fees on top!

Depending on geo, these fees can go from 1-3% (total) to >6-8% in geos like Argentina and Brazil (and even worse in some other places). That's insane.

Whilst stablecoin & blockchain adoption is not fundamentally impossible for Visa/MC (see this post for more info https://x.com/uwwgo/status/1973038511897923848), it is still a very long way off, and we expect to be very competitive, especially with sovereign nations pushing their own alternatives that we interoperate with (PIX, Mercadopago, DUITNOW, MB WAY etc)

[jlengrand]

Well, as a potential end customer, I want to know why I can trust you. You product is free, and you're handling my money. You telling me your revenue model is through merchants gives me the confidence you're not gonna pull me a weird one.

Could be as simple as "But how do you make money then" in the FAQ.

[montenegrohugo]

hmmm that's a very fair point on the FAQ! Will add it