[iinnPP]

Could it be that you're not in a high functioning society, rather than the point being invalid?

[timschmidt]

The banks at the center of the 2008 crisis are largely international. Is your question about the entire western international finance system and all societies comprising it?

[iinnPP]

It's generalized to any grouping.

Having written laws means nothing when they are not equally enforced. Which is the norm in the West.

For example: Intentional wage theft.

[komali2]

Anti fraud rules sending people to jail are what we're discussing, and the proposition that they're necessary for a high functioning society. If we have these rules, and society is not high functioning, then, it seems you and I agree, that they're not necessary for a high functioning society.