[chaseadam17]

Yes, one $100M loan in isolation is risky (I was just giving an example), but my point was that a portfolio of a small number of large loans to big businesses is much more profitable than a portfolio of many more smaller loans to small businesses. Large companies are much less likely to go bankrupt and the overhead of making the loan relative to the profit from interest is much lower. 50% of small businesses go bankrupt in the first 5 years. It's simply less profitable to lend to them...