[physicsguy]

> There's a constant requirement for paperwork to prove who I am - always in the form of items that are 100% digital nowadays in the Nordic countries (like a "utility bill" or a "credit card statement" - on paper, posted by snail-mail to my home address!)

These are always digital in the UK too. When I did my mortgage application I had to go to my bank, ask them to print me out a statement and then stamp it to 'verify' that it was real.

[n4r9]

I'm in the process of renewing my mortgage. Both my and my wife's banks allow you to export the most recent statement as a PDF, which we passed to the broker and have had no complaint. Same thing with the initial mortgage five years ago.