[nl]

One of the most common examples of smart contacts is a reversible transaction with dispute resolution by a third-party.

Infact you could implement exactly what you suggest in a similar way.

[big_youth]

I'm sorry but I'm big into crypto and have never seen a contract like that deployed in the wild.

And I actually use crypto for payments more than most people. I used some just last week to buy a replica rolex from a chinese dealer because they gave a better price than credit cards.

[nl]

You've never staked a token? Every single major chain and most exchanges have staking contracts deployed which are essentially the same thing (you can't access your tokens until an oracle says so, or you cancel out).