Why aren't they? Because what appears to have been an obvious point to everyone else isn't you you:
My point is, across multiple states, and various cities, I've never run across an instance without a family carve-out. I even went through the trouble of picking random large cities throughout the US and literally every one of them has a carve out. Unless you can provide some data otherwise, why is your comment relevant to this discussion? What value were you trying to add?
My point is, across multiple states, and various cities, I've never run across an instance without a family carve-out. I even went through the trouble of picking random large cities throughout the US and literally every one of them has a carve out. Unless you can provide some data otherwise, why is your comment relevant to this discussion? What value were you trying to add?