The only problem is that Apple Home, Siri, and all related frameworks and APIs barely work. (I also have my entire Home on Apple Home. They've done an awful job!)
I was really hoping Apple’s involvement in the matter/thread design would have pushed the local control and configurable by default into the mainstream. Sadly it seems like it got tossed along the way. I have a new Honeywell thermostat that supports Matter and supposedly local control. But as far as I can tell in order to get access to the QR code / pairing data for connecting it to a matter network in the first place, you have to set it up online and sign up for an account on their (terrible) app. Zigbee and Z-Wave it is then. And anything that is WiFi connected must run or be earlier flashable to esphome.