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by dcminter 267 days ago
Where a bank doesn't offer compliant APIs, screen-scraping integrations are explicitly allowed. Not sure how common that is at this point.
1 comments

Thousands and thousands of institutions, they scrape.
Not sure what you mean specifically, but generally the organisations doing screen-scraping¹ would prefer to use compliant APIs as they don't require anything like as much maintenance (bank adds a button to the login flow? Kaboom! Integration is broken...) or resources (e.g. running headless browsers).

Some markets are pretty much exclusively compliant - I don't think there are any Nordic banks that don't have fully PSD2 compliant APIs for example whereas, if I remember rightly, the Spanish banks were all over the place. I'm fairly out of date though, so things may have improved or exceptions for scraping expired.

¹ Note that I'm talking exclusively about banking integrations here, not AI nonsense.