[zeroonetwothree]

This is just recency bias. People often tend to think that present trends will continue indefinitely even though past trends did not.

[yobbo]

What does the moment look like when one trend ends?

ZIRP is one example of a decade-long trend that is ending.

[arccy]

zirp ended a while ago when all the big layoffs happened and we're slowly seeing news of rates going down again.