[streetcat1]

You forgot the tax advantage and the protection against inflation (if you have to fix rate mortatge).

[brewdad]

The tax advantage is only available for people that itemize. Only about 10% of taxpayers do so. Inflation protection is very real and important though.

[benregenspan]

I think he covered these by his mention of "spreadsheets". A good spreadsheet for rent-vs-buy would include the values in the sliders seen on https://www.nytimes.com/interactive/2024/upshot/buy-rent-cal...

[milesbarr]

Exactly. The tax advantages are tangential to the behavioral factors I mentioned.